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Our staff brings experience from several distinctly different areas, contributing writing and internet research expertise, as well as thoughtful, goal-oriented management.

Our web site represents years of research, resulting in an extensive collection of product reviews, informative articles, helpful links and other resources to help educate our users about credit, credit cards, and other important credit-related topics. In addition to the growing library of articles and tutorials available in our Learning Center, we are continually expanding, updating and improving our database of online credit card offers. Each credit card listing includes a product review and an outline of important card details such as introductory and long-term APRs, annual fee, card features, a statement from the credit card company, and more. We've also included a search function that allows users to scour our database by category, APR, type of card, and other important card features to help users find just what they're looking for.

While our primary goal is to educate and serve our users, we have to pay the bills too. How do we do this? Many credit card companies offer affiliate programs which pay a commission for referring new customers. We may also include select advertising banners on our site that we feel will be of interest to our readers. We do not, however, recommend credit cards in our top rankings or include advertisements on our site, regardless of the commissions paid, if we do not feel they offer a valuable product and reliable service. It is important to us to maintain our credibility as reviewers and to provide you with accurate and useful recommendations.

 Low APR Credit Card Offers
Discover® Open Road(SM) Card
  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

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Miles by Discover® Card
  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

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Discover® More® Card
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.