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Our staff brings experience from several distinctly different areas, contributing writing and internet research expertise, as well as thoughtful, goal-oriented management.

Our web site represents years of research, resulting in an extensive collection of product reviews, informative articles, helpful links and other resources to help educate our users about credit, credit cards, and other important credit-related topics. In addition to the growing library of articles and tutorials available in our Learning Center, we are continually expanding, updating and improving our database of online credit card offers. Each credit card listing includes a product review and an outline of important card details such as introductory and long-term APRs, annual fee, card features, a statement from the credit card company, and more. We've also included a search function that allows users to scour our database by category, APR, type of card, and other important card features to help users find just what they're looking for.

While our primary goal is to educate and serve our users, we have to pay the bills too. How do we do this? Many credit card companies offer affiliate programs which pay a commission for referring new customers. We may also include select advertising banners on our site that we feel will be of interest to our readers. We do not, however, recommend credit cards in our top rankings or include advertisements on our site, regardless of the commissions paid, if we do not feel they offer a valuable product and reliable service. It is important to us to maintain our credibility as reviewers and to provide you with accurate and useful recommendations.

 Low APR Credit Card Offers
Citi® Dividend Platinum Select® MasterCard®
  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
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Discover® Open Road Card
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
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Discover® More Card
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.